Sinodata Blockchain

Health kit

2023/11/28
Dispute business often arises between insurance companies and policyholders in the medical insurance claims process due to disagreements over claim conditions and exclusions...

Dispute business often arises between insurance companies and policyholders in the medical insurance claims process due to disagreements over claim conditions and exclusions. In addition, compensation efficiency is often affected due to complicated insurance forms such as co-insurance and re-insurance. However, "Baoxin Health Treasure" utilizes blockchain technology to effectively solve the contradictions of claim handling, and achieves new alterations to the claim settlement processes.

Through blockchain technology, "Baoxin Health Treasure" constructs a data-trusted exchange channel linking the hospital, commercial insurance, and bank, and provides fast, seamless, and one-chain services integrating medical payment and direct compensation of commercial insurance. Through multi-party information sharing and utilization, the platform automatically achieves interconnection of claiming data and reduces the cost of claim handling while ensuring the authenticity and legality of the claim cases.

Through the blockchain technology, "Baoxin Health Treasure" constructs a data-trusted and shared ecological alliance, linking related participating bodies such as Taikang Insurance, Anhui Provincial Hospital, China Bohai Bank, Huaxia Bank, etc. The platform has deployed 7 nodes, and achieved the controllable and credible sharing of nearly 10,000 medical and insurance policy data.